Borrowing does not have to be synonymous with high interest rates and short repayment terms. There are alternative forms of credit to traditional lines, such as secured credit, which can be a solution for those who want to pay less when hiring a loan.
In addition to banks, you can get credit from so-called Financial Technology – which are financial service companies and who use technology to give them more agility and efficiency. An example of this business model is Bicredit, Financial Technology that offers with real estate financing and real estate financing, with a 100% online hiring process.
Here’s how to order with Bicredit. But if you want, you can also choose one of these options:
Go directly to the website of BicreditUsar our loan simulator
Why is home equity loan a good option?
By offering a collateral as a real estate when it comes to hiring a credit, interest rates are actually lower. This is because financial institutions define the interest rate from two factors: the risk of default and the costs of the operation. Since home equity loan offers a small risk of default and the transaction is online, interest rates are the lowest that are generally practiced in the market. In addition, the extended repayment term means that a smaller part of the rent is earmarked for the payment of the credit.
This is the credit that Bicredit offers: interest rates are the lowest on the market and payment periods are long. Whether you want to invest in your own business, keep your family budget healthy or swap your expensive debts for more affordable installments, secured home equity loan is an excellent option to pay less interest.
Uncomplicated real estate loan
Bicredit offers credit in a 100% online process that significantly reduces bureaucracy – after all, customers are going to spend less time on the hiring process and more time using their money consciously and with less interest.
The Bicredit loan is from R $ 50 thousand up to R $ 1.5 million, with rates starting at 1.14% per month. The amount made available is up to 50% of the value of your property in credit and the term for payment of up to 15 years.
To contract the loan with property guarantee, the first step is the simulation on the Bicredit website. Then just click on “request credit” and fill in your personal information. Soon one of the consultants will contact you.
Is it safe to hire with BiCredit
Many people are still afraid of hiring an online credit, but it is an alternative that has become increasingly common, following the market trend of hiring services and buying products over the internet. In addition to the reduced operation costs, you do not have to travel to do all the hiring.
Bicredit protects personal and banking data of all customers in secure environments, which also ensures agility in the hiring process. Therefore, online contracting is safe.
Online hiring is one of the safest transactions as all personal and banking data is saved in the cloud and in a secure environment. It also ensures that the hiring process is done with more agility and convenience for the customers.